@article { author = {Mighri, Zouhayer Ali and Sghaier, Asma}, title = {A Proposal of a Microcredit Granting Model for the Microfinance Associations in Tunisia}, journal = {Iranian Economic Review}, volume = {23}, number = {2}, pages = {259-296}, year = {2019}, publisher = {University of Tehran}, issn = {1026-6542}, eissn = {2588-6096}, doi = {10.22059/ier.2019.70277}, abstract = {This article is devoted to look at how the factors micro-loan risks in microfinance are related to the micro-borrowers. In this regard, the present analysis involves the using of a set representative and fundamental variables in our research. The study basically use the socio-economic and socio-demographic features specific to the micro-borrowers, which are expected to affect the repayment delay, using the scoring models introduced to assess the micro- borrowers’ risk quality. Based on survey and logistic regression containing these features, the empirical results of econometric model show their impact on the repayment delay in the Tunisian Micro-Credit Associations.  }, keywords = {Keywords: Repayment Delay,Microfinance Associations,Micro-borrowers,Simple Logit,Tunisia. JEL Classification: G21,G28}, url = {https://ier.ut.ac.ir/article_70277.html}, eprint = {https://ier.ut.ac.ir/article_70277_44bc9214d4c38636195f5196a57371e4.pdf} }